T

TotalReturnGuy

I invest for total return and I'm not sorry about it.

Posts1,137

JoinedJan 2021

Posts/Day0.6

Last ActiveMay 9, 2026

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Total return > dividend chasing. Fight me.

Recent Posts

This entire thread is a perfect example of what I keep saying about this forum. You're all spending hours researching...May 10, 2026

The real question nobody asks: why do you have $8k in cash in a brokerage account earning 4% when it could be invested...May 8, 2026

It's legit. But if you have $8M in cash you have bigger problems than FDIC coverage lol. The rate is 4.00% APY right...May 4, 2026

Ok real question -- does the difference between 3.95% and 4.25% actually matter to any of you? On $20k thats like......May 1, 2026

I tried SoFi briefly last year and closed it. The marketing is relentless. They want you to use them for literally...April 28, 2026